Disclaimer

Effective Date: 19 October 2025

Welcome to LokDaily™ (https://www.lokdaily.com/). Before using this website, mobile applications, calculators, articles, tools, or any other services provided by LokDaily Media Pvt. Ltd. (hereafter “LokDaily™,” “we,” “our,” or “us”), please carefully read this Disclaimer.

By accessing or using https://www.lokdaily.com/, you agree that the following terms apply. If you do not agree, you should not use our website.

This Disclaimer is designed to protect users, LokDaily™, and its affiliates while ensuring transparency, legal compliance, and clarity regarding the nature of the information provided.

1. General Information Disclaimer

  • All content on LokDaily™ is for informational, educational, and news purposes only.
  • Articles, calculators, guides, and tools are intended to inform readers about government policies, schemes, finance, pensions, fintech, careers, and lifestyle topics.
  • LokDaily™ makes no representations or warranties regarding the completeness, accuracy, reliability, suitability, or availability of content.
  • Reliance on any information provided is at the reader’s own risk.

Reference: Information Technology Act, 2000 – India

2. Financial and Pension Disclaimer

  • Content related to 8th Pay Commission, pensions, allowances, retirement benefits, personal finance, or investment guidance is general in nature.
  • Calculators, tables, and illustrative examples are provided for educational purposes only and do not constitute professional financial advice.
  • Users should verify figures and consult official government portals such as:
  • LokDaily™ is not responsible for financial decisions, losses, or liabilities arising from use of calculators or information.
  • Any custom pension or financial planning must be verified with authorized officials or certified financial advisors.

3. Affiliate Content Disclaimer

  • LokDaily™ may include affiliate links to products, tools, software, or services, particularly in financial, career, and fintech categories.
  • We may earn commissions or revenue from affiliate referrals.
  • All affiliate content is clearly labeled and presented transparently.
  • Users engage with affiliate links at their own discretion, and LokDaily™ is not liable for third-party products, services, or transactions.

Contact for partnership inquiries: inquiries@lokdaily.com

4. Accuracy and Updates Disclaimer

  • While LokDaily™ strives for high accuracy, information may become outdated due to new government policies, notifications, or technological changes.
  • LokDaily™ reserves the right to update, correct, or remove content without prior notice.
  • Users are encouraged to check official sources and confirm information before acting on it.
  • Errors or discrepancies reported by readers are addressed promptly through inquiries@lokdaily.com.

5. External Links Disclaimer

  • LokDaily™ may contain links to third-party websites, government portals, or partner platforms.
  • We do not control external content and are not responsible for the accuracy, legality, or privacy practices of external sites.
  • Clicking external links is at the reader’s own risk, and users should review terms, policies, and disclaimers of external websites.

6. Health, Lifestyle, and Education Disclaimer

  • Content related to health, lifestyle, education, or personal development is for informational purposes only.
  • LokDaily™ is not a substitute for professional advice, including medical, psychological, or educational counseling.
  • Users should consult qualified professionals before taking actions based on health, lifestyle, or educational content.

7. Limitation of Liability

To the maximum extent permitted by law, LokDaily™ and its affiliates are not liable for:

  1. Any direct, indirect, incidental, consequential, or punitive damages.
  2. Loss of data, profits, or revenue resulting from use of https://www.lokdaily.com/ content, calculators, or tools.
  3. Actions taken based on news, financial information, pensions, or personal finance content.
  4. Any technical issues, website downtime, or errors arising from user interaction.

Users acknowledge that all content is “as is”, and LokDaily™ does not provide guarantees of completeness, accuracy, or reliability.

8. Intellectual Property Disclaimer

  • All content on LokDaily™ is protected by copyright, trademarks, and intellectual property laws.
  • Users may read, reference, or share content for personal, non-commercial purposes with proper attribution to LokDaily™ (https://www.lokdaily.com/).
  • Reproduction, distribution, or commercial use of content without permission is prohibited and may result in legal action.

Reference: Copyright Act, 1957 – India

9. User Responsibility

By using LokDaily™, users agree to:

  1. Verify information with official sources before taking any actions.
  2. Use content ethically and lawfully.
  3. Avoid spreading misinformation or misrepresenting content from LokDaily™.
  4. Respect intellectual property rights and terms of use.

10. Privacy Disclaimer

  • Personal data collected by LokDaily™ is governed by our Privacy Policy (https://www.lokdaily.com/).
  • Users provide data voluntarily when subscribing, commenting, or interacting with tools.
  • LokDaily™ implements SSL encryption, secure storage, and access restrictions to protect user data.
  • Users may request data access, correction, or deletion via inquiries@lokdaily.com.

11. No Professional Advice

  • Articles, news, and guides on LokDaily™ do not constitute professional advice in finance, law, pensions, healthcare, or education.
  • Users should consult qualified professionals before acting on any content.
  • Reliance on calculators, financial illustrations, or career advice is at the reader’s own discretion.

12. Technical and Functional Disclaimer

  • LokDaily™ does its best to maintain website functionality, uptime, and accessibility.
  • We are not responsible for:
    • Temporary downtime due to maintenance or server issues
    • Browser or device-specific display problems
    • Data loss during technical failures
  • Users are encouraged to regularly back up data when using calculators, forms, or downloadable content.

13. Jurisdiction and Governing Law

  • This Disclaimer is governed by the laws of India.
  • All disputes arising from the use of LokDaily™ will fall under the exclusive jurisdiction of Indian courts, preferably in Delhi or Mumbai where LokDaily™ is registered.
  • Users agree to comply with Indian regulations when accessing or interacting with our content.

14. Changes to Disclaimer

  • LokDaily™ may update this Disclaimer periodically to reflect legal requirements, business practices, or operational updates.
  • Updated versions will be posted on https://www.lokdaily.com/ with a revised effective date.
  • Users should review the Disclaimer regularly to stay informed of changes.

15. Contact Information

For any questions, clarifications, or concerns regarding this Disclaimer, users can reach us at:

Email: inquiries@lokdaily.com
Website: https://www.lokdaily.com/contact
Address: LokDaily Media Pvt. Ltd. India

Key Takeaways

  1. All content on LokDaily™ is for informational purposes only.
  2. Users must verify and exercise caution before acting on financial, government, or personal decisions.
  3. Affiliate content, advertisements, and sponsored posts are clearly disclosed.
  4. LokDaily™ disclaims all liabilities arising from reliance on content, tools, or external links.
  5. Privacy, data protection, and ethical standards are strictly maintained.
  6. Legal compliance with Indian laws is central to our operations and content practices.

LokDaily™ empowers readers with accurate, verified, and authoritative information, while maintaining full legal and ethical compliance — ensuring a safe, trusted, and reliable experience for all users.